{"id":732,"date":"2018-04-24T10:58:58","date_gmt":"2018-04-24T10:58:58","guid":{"rendered":"https:\/\/app-cprd-intowork.azurewebsites.net\/?page_id=732"},"modified":"2026-03-31T10:02:20","modified_gmt":"2026-03-31T10:02:20","slug":"credyd-cynhwysol-a-budd-daliadau","status":"publish","type":"page","link":"https:\/\/www.intoworkcardiff.co.uk\/cy\/ceiswyr-gwaith\/credyd-cynhwysol-a-budd-daliadau\/","title":{"rendered":"Credyd Cynhwysol a Budd-Daliadau"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column width=&#8221;1\/1&#8243;][vc_column_text]<\/p>\n<h2>Sut gallwn ni eich helpu chi&#8230;<\/h2>\n<p>Gall gwasanaeth cyngor I Mewn I Waith roi cymorth wrth wneud cais am Credyd Cynhwysol a deall sut all y Cap Budd-daliadau effeithio arnoch. [\/vc_column_text][\/vc_column][\/vc_row][vc_row top_padding=&#8221;35&#8243;][vc_column width=&#8221;1\/1&#8243;][vc_tta_accordion style=&#8221;flat&#8221; shape=&#8221;square&#8221; color=&#8221;peacoc&#8221; spacing=&#8221;4&#8243; gap=&#8221;4&#8243; c_icon=&#8221;chevron&#8221; active_section=&#8221;12&#8243; css_animation=&#8221;fadeIn&#8221; no_fill=&#8221;true&#8221; collapsible_all=&#8221;true&#8221;][vc_tta_section title=&#8221;Credyd Cynhwysol&#8221; tab_id=&#8221;UC&#8221;]<div class=\"spacer\" style=\"height: 35px;\"><\/div>[vc_row_inner][vc_column_inner][vc_column_text]<\/p>\n<h2><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">Ydych chi&#8217;n newid i Gredyd Cynhwysol? Gall y Gwasanaeth i Mewn i Waith helpu!\u00a0<\/span><\/h2>\n<p><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">Rydym yn cynnig cyngor a chymorth gyda\u2019r canlynol:<\/span><\/p>\n<ul>\n<li><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">Gwneud Cais am Gredyd Cynhwysol<\/span><\/li>\n<li><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">Cynnal eich Hawliad Credyd Cynhwysol<\/span><\/li>\n<li><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">Cael gafael ar gyfleoedd cyflogaeth, hyfforddiant a gwirfoddoli<\/span><\/li>\n<\/ul>\n<p><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">Gallwch gael cymorth drwy ein <a href=\"https:\/\/www.intoworkcardiff.co.uk\/cy\/ceiswyr-gwaith\/sut-i-ddod-o-hyd-i-ni\/\">Clybiau Swyddi ledled Caerdydd,<\/a> drwy e-bost neu drwy wefan y Gwasanaeth i Mewn i Waith.<\/span><\/p>\n<p><strong><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">02920 871 071<\/span><\/strong><\/p>\n<p><strong><span class=\"OYPEnA text-decoration-none text-strikethrough-none\">cyngorimewniwaith@caerdydd.gov.uk<\/span><\/strong><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div class=\"single_image wpb_content_element align-left    \" data-animation=\"none\" data-delay=\"0\"><img decoding=\"async\" width=\"640\" height=\"164\" data-src=\"https:\/\/www.intoworkcardiff.co.uk\/wp-content\/uploads\/Universal-Credit-Image.jpg\" class=\"attachment-full lazyload\" alt=\"Universal Credit logo\" title=\"\" data-srcset=\"https:\/\/www.intoworkcardiff.co.uk\/wp-content\/uploads\/\/Universal-Credit-Image.jpg 640w, https:\/\/www.intoworkcardiff.co.uk\/wp-content\/uploads\/\/Universal-Credit-Image-300x77.jpg 300w\" data-sizes=\"(max-width: 640px) 100vw, 640px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 640px; --smush-placeholder-aspect-ratio: 640\/164;\" \/><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text]Mae\u2019n fudd-dal a fydd yn ymgorffori 6 budd-dal presennol ac mae ar gyfer pobl sydd yn y gr\u0175p oedran gweithio, ar incwm isel, yn gweithio neu beidio. Cafodd ei gyflwyno er mwyn rhoi i bobl y gefnogaeth sydd ei hangen arnynt i ddod o hyd i waith a gwneud cynnydd, ond mae hefyd wedi&#8217;i anelu at helpu pobl gyda&#8217;u costau byw.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text]Caiff ei dalu\u2019n fisol ac mae\u2019n cynnwys y lwfans safonol yn ogystal ag unrhyw symiau ychwanegol sy&#8217;n berthnasol i chi (er enghraifft os oes gennych chi blant, anabledd neu gyflwr iechyd, ayyb.). Caiff eich amgylchiadau eu hasesu bob mis ac mae\u2019n bosibl y bydd yr hyn a delir i chi yn newid. Mae\u2019n bosibl y bydd y cap budd-daliadau yn cyfyngu ar faint o fudd-dal rydych yn ei dderbyn<\/p>\n<h2>Beth sydd ei angen er mwyn gwneud cais<\/h2>\n<p>Er mwyn hawlio Credyd Cynhwysol, bydd angen i chi sefydlu <a href=\"https:\/\/www.universal-credit.service.gov.uk\/postcode-checker\" target=\"\" rel=\"noopener noreferrer\">cyfrif ar-lein Credyd Cynhwysol<\/a>.<\/p>\n<p>Y ffordd orau, gyflymaf ac mwyaf diogel o gael mynediad at y dudalen we yw llofnodi i mewn gyda Gov.uk Verify.<\/p>\n<p>Bydd angen:<\/p>\n<ul>\n<li>Manylion eich cyfrif banc, cymdeithas adeiladu neu undeb credyd<\/li>\n<li>Cyfeiriad e-bost<\/li>\n<li>Eich rhif Yswiriant Gwladol<\/li>\n<li>Gwybodaeth am eich llety (h.y. faint o rent rydych yn ei dalu)<\/li>\n<li>Manylion o\u2019ch incwm (h.y. slipiau talu, manylion o fudd-daliadau)<\/li>\n<li>Manylion o gynilon (megis eiddo rydych yn ei osod)<\/li>\n<li>Manylion o faint byddwch yn ei dalu am ofal plant os ydych chi\u2019n gwneud cais am gymorth gyda chost gofal plant (mae\u2019n bosibl y bydd CC yn talu am 85% ohono)<\/li>\n<\/ul>\n<p>Pan fyddwch yn gwneud cais, os na fydd yr holl ddogfennaeth gyda chi, efallai y bydd yn effeithio ar faint y cewch chi pan gewch eich talu.<\/p>\n<h2>A oes angen help? Dewch i\u2019r Hyb!<\/h2>\n<p>Dim cyfrif banc neu gyfeiriad e-bost? Gallwn eich helpu chi!<\/p>\n<p>Gallwch <a href=\"https:\/\/www.intoworkcardiff.co.uk\/cy\/ceiswyr-gwaith\/sut-i-ddod-o-hyd-i-ni\/\">ymweld \u00e2&#8217;ch hyb lleol<\/a> (a&#8217;n holl leoliadau ymestyn allan) i:<\/p>\n<ul>\n<li>Gael cyngor ar sut i agor cyfrif banc<\/li>\n<li>Agor cyfeiriad e-bost<\/li>\n<li>Casglu gwybodaeth am eich llety os ydych yn denant y Cyngor<\/li>\n<li>Cael manylion o\u2019r budd-daliadau rydych yn eu derbyn eisoes (h.y. Budd-daliadau Plant)<\/li>\n<li>Argraffu eich slip talu<\/li>\n<li>Cael eich gwirio (Gov.uk Verify) er mwyn cofrestru gyda gwasanaeth ar-lein Credyd Cynhwysol<\/li>\n<li>Diweddaru eich hawliad os bydd unrhyw newidiadau yn eich amgylchiadau<\/li>\n<li>Creu\/diweddaru\/argraffu eich CV<\/li>\n<li>Rheoli eich dyddlyfr er mwyn cynnal eich Credyd Cynhwysol<\/li>\n<li>Cael rhagor o help\/cymorth i&#8217;ch cael yn \u00f4l i gyflogaeth\/hyfforddiant<\/li>\n<\/ul>\n<p><strong>\u00a0<\/strong>[\/vc_column_text][vc_raw_html]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[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Cap Budd-daliadau&#8221; tab_id=&#8221;BC&#8221;]<div class=\"spacer\" style=\"height: 25px;\"><\/div>[vc_column_text]<\/p>\n<h2>Beth yw\u2019r Cap Budd-daliadau?<\/h2>\n<p>Mae ein T\u00eem Cyngor Ariannol ac i Mewn I Waith wedi casglu rhywfaint o wybodaeth i\u2019ch helpu i ddeall y Cap Budd-daliadau a sut y gallai effeithio arnoch chi. Mae mwy o wybodaeth ar <a href=\"https:\/\/www.gov.uk\/benefit-cap\" target=\"\" rel=\"noopener noreferrer\">Gov.uk <\/a><\/p>\n<h2 class=\"h2top\">Beth fydd y cap budd-daliadau yng Nghaerdydd?<\/h2>\n<p><strong>\u00a3423.46 <\/strong>yr wythnos i gwplau a theuluoedd a<strong> \u00a3283.71 <\/strong>yr wythnos i oedolion sengl. Er bod y cyfyngiadau hyn wedi bod ar waith ers 7 Tachwedd 2016, ni chaiff pob cartref ei effeithio gan y newid yn syth. Os yw\u2019r newid yn effeithio arnoch, byddwn yn cysylltu \u00e2 chi i ddweud wrthych faint yw swm newydd y Budd-dal Tai a phryd fydd yn newid.<\/p>\n<h2>Pa incwm fydd yn cael ei ystyried?<\/h2>\n<p>Mae&#8217;r Cap Budd-daliadau yn gyfyngiad a osodir ar gyfanswm y budd-daliadau y gall cartref oedran gweithio ei dderbyn. Mae cartref yn golygu chi, eich partner ac unrhyw blant dibynnol sy\u2019n byw gyda chi.<\/p>\n<h2>Beth fydd y cap budd-daliadau yng Nghaerdydd?<\/h2>\n<p><strong>\u00a3384.62 <\/strong>yr wythnos i gwplau a theuluoedd a<strong> \u00a3257.69 <\/strong>yr wythnos i oedolion sengl. Er bod y cyfyngiadau hyn wedi bod ar waith ers 7 Tachwedd 2016, ni chaiff pob cartref ei effeithio gan y newid yn syth. Os yw\u2019r newid yn effeithio arnoch, byddwn yn cysylltu \u00e2 chi i ddweud wrthych faint yw swm newydd y Budd-dal Tai a phryd fydd yn newid.<\/p>\n<h2>Pa incwm fydd yn cael ei ystyried?<\/h2>\n<p>Mae&#8217;r Cap Budd-daliadau yn gyfyngiad a osodir ar gyfanswm y budd-daliadau y gall cartref oedran gweithio ei dderbyn. Mae cartref yn golygu chi, eich partner ac unrhyw blant dibynnol sy\u2019n byw gyda chi.<\/p>\n<ul>\n<li>Budd-dal Tai<\/li>\n<li>Lwfans Anabledd Difrifol<\/li>\n<li>Cymhorthdal Incwm<\/li>\n<li>Lwfans Ceisio Gwaith<\/li>\n<li>Budd-dal Plant<\/li>\n<li>Credyd Cynhwysol<\/li>\n<li>Lwfans Mamolaeth<\/li>\n<li>Lwfans Mam Weddw<\/li>\n<li>Budd-dal Analluogrwydd<\/li>\n<li>Lwfans Profedigaeth<\/li>\n<li>Lwfans Cefnogaeth a Chymorth (oni bai pan delir gyda\u2019r gr\u0175p cymorth)<\/li>\n<li>Pensiwn Gweddwon (gan gynnwys yr elfen sy\u2019n ymwneud ag oedran)<\/li>\n<li>Lwfans Rhiant Gweddw<\/li>\n<\/ul>\n<h2>Fydd y cap yn berthnasol i bawb?<\/h2>\n<p>Na fydd. Os ydych chi, eich partner neu unrhyw blant dibynnol sy&#8217;n byw gyda chi yn derbyn unrhyw o&#8217;r budd-daliadau canlynol, ni effeithir arnoch, hyd yn oed os yw\u2019ch incwm o\u2019r budd-daliadau a restrir i\u2019r dde yn fwy na\u2019r swm wythnosol mwyaf.<\/p>\n<ul>\n<li>Credyd Treth Gwaith<\/li>\n<li>Taliadau Annibyniaeth Bersonol<\/li>\n<li>Lwfans Gweini<\/li>\n<li>Cynllun Iawndal y Lluoedd Arfog<\/li>\n<li>Pensiwn Gweddwon Rhyfel<\/li>\n<li>Budd-dal Anafiadau Diwydiannol<\/li>\n<li>Pensiynau Rhyfel<\/li>\n<li>Lwfans Gwarcheidwaid<\/li>\n<li>Lwfans Gofalwr<\/li>\n<li>Lwfans Byw i&#8217;r Anabl<\/li>\n<li>Elfen Gymorth y Lwfans Cefnogaeth a Chymorth<\/li>\n<li>Taliadau Annibynnol y Lluoedd Arfog<\/li>\n<\/ul>\n<p>Gwneir cyfanswm o incwm sy\u2019n dod o\u2019r budd-daliadau hyn yn unig:<\/p>\n<h2>Beth allaf ei wneud nawr?<\/h2>\n<p>Os ewch yn \u00f4l i\u2019r gwaith a hawlio Credyd Treth Gwaith, cewch eich eithrio o\u2019r Cap Budd-daliadau ac ag mwy o arian bob wythnos<\/p>\n<ul>\n<li>Edrych ar opsiynau i ddod o hyd i waith<\/li>\n<li>Gwnewch gais am gymorth ariannol wrth i chi ddilyn Cynllun Gweithredu&#8217;r Gwasanaeth i Mewn i Waith<\/li>\n<\/ul>\n<p>Os cytunwch i ymgysylltu \u00e2\u2019r Gwasanaeth Cyngor I Mewn I Waith, gallwn roi Taliad Tai yn \u00f4l Disgresiwn i chi am yr holl ddiffyg yn eich rhent neu ran ohono. Mae gan y Cyngor rywfaint o arian i wneud y taliadau hyn ac yn achos y sawl sydd fwyaf anghenus yn unig. Mewn achosion eithriadol, mae\u2019n bosibl y gallwn roi arian i chi heb unrhyw gyswllt gennych chi. Siaradwch \u00e2\u2019r <a href=\"https:\/\/www.cardiffmoneyadvice.co.uk\/cy\/\" target=\"\" rel=\"noopener noreferrer\">T\u00eem Cyngor Ariannol<\/a>.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-medium wp-image-2698 lazyload\" data-src=\"https:\/\/www.intoworkcardiff.co.uk\/wp-content\/uploads\/Money-welsh-300x149.jpg\" alt=\"\" width=\"300\" height=\"149\" data-srcset=\"https:\/\/www.intoworkcardiff.co.uk\/wp-content\/uploads\/\/Money-welsh-300x149.jpg 300w, https:\/\/www.intoworkcardiff.co.uk\/wp-content\/uploads\/\/Money-welsh-1024x510.jpg 1024w, https:\/\/www.intoworkcardiff.co.uk\/wp-content\/uploads\/\/Money-welsh-768x382.jpg 768w, https:\/\/www.intoworkcardiff.co.uk\/wp-content\/uploads\/\/Money-welsh-1536x765.jpg 1536w, https:\/\/www.intoworkcardiff.co.uk\/wp-content\/uploads\/\/Money-welsh-1000x500.jpg 1000w, https:\/\/www.intoworkcardiff.co.uk\/wp-content\/uploads\/\/Money-welsh.jpg 1983w\" data-sizes=\"(max-width: 300px) 100vw, 300px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" style=\"--smush-placeholder-width: 300px; --smush-placeholder-aspect-ratio: 300\/149;\" \/><\/p>\n<p><b>Ad<\/b><b>olygu eic<\/b><b>h cyllid<\/b><\/p>\n<p>Gall y <a href=\"https:\/\/www.cardiffmoneyadvice.co.uk\/cy\/\" target=\"\" rel=\"noopener noreferrer\">T\u00eem Cyngor Ariannol<\/a> eich cynghori ar ddyled a chyllidebu. Gall hefyd sicrhau eich bod yn cael yr holl fudd-daliadau y mae hawl gennych i\u2019w cael a bydd yn edrych i weld a allech fod yn gymwys i gael help ychwanegol fel gostyngiadau ar eich biliau nwy\/trydan\/d\u0175r.[\/vc_column_text][vc_column_text]<blockquote><p>Mr John was given financial help towards his rent while he engaged with the Into Work Advice Service. This meant the shortfall in his rent was paid by a Discretionary Housing Payment. He is now over \u00a3130 a week better off and is no longer affected by the benefit cap.<\/p><\/blockquote>[\/vc_column_text][vc_raw_html]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[\/vc_raw_html][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row top_padding=&#8221;50&#8243;][vc_column width=&#8221;1\/1&#8243;][vc_column_text]<\/p>\n<h2>Dysgwch am beth gallech chi fod yn gymwys<\/h2>\n<p>Mae\u2019n bosibl y bydd un o\u2019n hymgynghorwyr arbenigol yn gallu eich helpu gyda mentora, talu am ofal plant, costau teithio a mwy.<\/p>\n<p>I\u2019n helpu i ddod o hyd i\u2019r ymgynghorydd cywir i chi, atebwch y cwestiynau isod a bydd aelod o staff mewn cysylltiad.<\/p>\n<p>Drwy roi eich manylion cyswllt i ni, cofiwch y bydd aelod o staff y Gwasanaeth i Mewn i Waith yn cysylltu \u00e2 chi. Os byddwch yn newid eich meddwl neu&#8217;n dymuno tynnu\u2019n \u00f4l eich caniat\u00e2d i ni gysylltu \u00e2 chi, anfonwch e-bost atom yn <a href=\"mailto:intoworkadviceservice@cardiff.gov.uk\">cyngorimewniwaith@caerdydd.gov.uk.<\/a>[\/vc_column_text]\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f680-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"680\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/cy\/wp-json\/wp\/v2\/pages\/732#wpcf7-f680-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"680\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f680-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<p><label for=\"name\">Enw (gofynnol)<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"name\" autocomplete=\"given-name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span><br \/>\n<label for=\"e-mail\">Cyfeiriad e-bost (gofynnol)<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" id=\"e-mail\" autocomplete=\"email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span><br \/>\n<label for=\"telephone\">Ff\u00f4n (gofynnol)<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"tel-620\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" id=\"telephone\" autocomplete=\"tel\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"tel-620\" \/><\/span>\n<\/p>\n<p><label for=\"Address\">Cyfeiriad (gofynnol)<span class=\"wpcf7-form-control-wrap\" data-name=\"Address\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"Address\" autocomplete=\"street-address\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"Address\" \/><\/span><\/label>\n<\/p>\n<p><label for=\"postcode\">Cod Post (gofynnol) <span class=\"wpcf7-form-control-wrap\" data-name=\"postcode\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"postcode\" autocomplete=\"postal-code\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"postcode\" \/><\/span><\/label>\n<\/p>\n<p><label for=\"dob\">Beth yw eich dyddiad geni? (gofynnol) <span class=\"wpcf7-form-control-wrap\" data-name=\"dob\"><input class=\"wpcf7-form-control wpcf7-date wpcf7-validates-as-required wpcf7-validates-as-date\" id=\"dob\" autocomplete=\"bday\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"date\" name=\"dob\" \/><\/span><\/label>\n<\/p>\n<p><label for=\"Contactmethod\">Sut hoffech chi i ni gysylltu \u00e2 chi?<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"Contactmethod\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required\" id=\"Contactmethod\" aria-required=\"true\" aria-invalid=\"false\" name=\"Contactmethod\"><option value=\"\">&#8212;Please choose an option&#8212;<\/option><option value=\"Ff\u00f4n\">Ff\u00f4n<\/option><option value=\"E-bost\">E-bost<\/option><\/select><\/span><\/label>\n<\/p>\n<p><label for=\"message\">Eich neges<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"your-message\"><textarea cols=\"40\" rows=\"8\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" id=\"message\" aria-invalid=\"false\" name=\"your-message\"><\/textarea><\/span>\n<\/p>\n<p>\n\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Anfon\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/1&#8243;]<div class=\"spacer\" style=\"height: 40px;\"><\/div>[\/vc_column][\/vc_row][vc_row top_padding=&#8221;45&#8243; bottom_padding=&#8221;45&#8243;][vc_column width=&#8221;1\/1&#8243;][vc_column_text]<\/p>\n<h2 style=\"text-align: center;\">Cysylltwch \u00e2 ni &#8230;<\/h2>\n<p style=\"text-align: center;\"><i class=\"fa fa-phone\" aria-hidden=\"true\"><\/i> Ffoniwch y T\u00eem Cyngor Ariannol a\u2019r Gwasanaeth Cyngor I Mewn I Waith ar <b>029 2087 1071<\/b><\/p>\n<p style=\"text-align: center;\"><i class=\"fa fa-envelope\"><\/i> E-bostiwch y T\u00eem Cyngor Ariannol <b><a href=\"mailto:hybcynghori@caerdydd.gov.uk\">hybcynghori@caerdydd.gov.uk<\/a><br \/>\n<\/b> neu ein<br \/>\n<i class=\"fa fa-envelope\"><\/i> Gwasanaeth Cyngor I Mewn I Waith <b><a href=\"mailto:cyngorimewniwaith@caerdydd.gov.uk\">cyngorimewniwaith@caerdydd.gov.uk<\/a> <\/b><\/p>\n<p style=\"text-align: center;\"><i class=\"fa fa-map-marker\"><\/i> Gallwch fynd i <a href=\"https:\/\/www.intoworkcardiff.co.uk\/cy\/ceiswyr-gwaith\/sut-i-ddod-o-hyd-i-ni\/\">fynd i unrhyw o&#8217;n Hybiau<\/a> am\u00a0fwy o wybodaeth ac mae help ar gael mewn llawer o ieithoedd<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column width=&#8221;1\/1&#8243;][vc_column_text] Sut gallwn ni eich helpu chi&#8230; Gall gwasanaeth cyngor I Mewn I Waith roi cymorth wrth wneud cais am Credyd Cynhwysol a deall sut all y Cap Budd-daliadau effeithio arnoch. [\/vc_column_text][\/vc_column][\/vc_row][vc_row top_padding=&#8221;35&#8243;][vc_column width=&#8221;1\/1&#8243;][vc_tta_accordion style=&#8221;flat&#8221; shape=&#8221;square&#8221; color=&#8221;peacoc&#8221; spacing=&#8221;4&#8243; gap=&#8221;4&#8243; c_icon=&#8221;chevron&#8221; active_section=&#8221;12&#8243; css_animation=&#8221;fadeIn&#8221; no_fill=&#8221;true&#8221; collapsible_all=&#8221;true&#8221;][vc_tta_section title=&#8221;Credyd Cynhwysol&#8221; tab_id=&#8221;UC&#8221;][vc_row_inner][vc_column_inner][vc_column_text] Ydych chi&#8217;n newid i Gredyd Cynhwysol? Gall y Gwasanaeth i Mewn i Waith helpu!\u00a0 Rydym yn cynnig cyngor a chymorth gyda\u2019r canlynol: Gwneud Cais am Gredyd Cynhwysol Cynnal eich Hawliad Credyd Cynhwysol Cael gafael ar gyfleoedd cyflogaeth, hyfforddiant a gwirfoddoli Gallwch gael cymorth drwy ein Clybiau Swyddi ledled Caerdydd, drwy e-bost neu drwy wefan y Gwasanaeth i Mewn i Waith. 02920 871 071 cyngorimewniwaith@caerdydd.gov.uk [\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text]Mae\u2019n fudd-dal a fydd yn ymgorffori 6 budd-dal presennol ac mae ar gyfer pobl sydd yn y gr\u0175p oedran gweithio, ar incwm isel, yn gweithio neu beidio. Cafodd ei gyflwyno er mwyn rhoi i bobl y gefnogaeth sydd ei hangen arnynt i ddod o hyd i waith a gwneud cynnydd, ond mae hefyd wedi&#8217;i anelu at helpu pobl gyda&#8217;u costau byw.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_column_text]Caiff ei dalu\u2019n fisol ac mae\u2019n cynnwys y lwfans safonol yn ogystal ag unrhyw symiau ychwanegol sy&#8217;n berthnasol i chi (er enghraifft os oes gennych chi [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":0,"parent":504,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-732","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Credyd Cynhwysol a Budd-Daliadau - Into Work<\/title>\n<meta name=\"description\" content=\"Gall gwasanaeth cyngor I Mewn I Waith roi cymorth wrth wneud cais am Credyd Cynhwysol a deall sut all y Cap Budd-daliadau effeithio arnoch.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.intoworkcardiff.co.uk\/cy\/ceiswyr-gwaith\/credyd-cynhwysol-a-budd-daliadau\/\" \/>\n<meta property=\"og:locale\" content=\"cy_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Credyd Cynhwysol a Budd-Daliadau\" \/>\n<meta property=\"og:description\" content=\"Gall gwasanaeth cyngor I Mewn I Waith roi cymorth wrth wneud cais am Credyd Cynhwysol a deall sut all y Cap Budd-daliadau effeithio arnoch.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.intoworkcardiff.co.uk\/cy\/ceiswyr-gwaith\/credyd-cynhwysol-a-budd-daliadau\/\" \/>\n<meta property=\"og:site_name\" content=\"Into Work\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/facebook.com\/325162907659515\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-31T10:02:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.intoworkcardiff.co.uk\/wp-content\/uploads\/Money-welsh-300x149.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Credyd Cynhwysol a Budd-Daliadau\" \/>\n<meta name=\"twitter:description\" content=\"Gall gwasanaeth cyngor I Mewn I Waith roi cymorth wrth wneud cais am Credyd Cynhwysol a deall sut all y Cap Budd-daliadau effeithio arnoch.\" \/>\n<meta name=\"twitter:site\" content=\"@IntoWorkCardiff\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.intoworkcardiff.co.uk\/cy\/ceiswyr-gwaith\/credyd-cynhwysol-a-budd-daliadau\/\",\"url\":\"https:\/\/www.intoworkcardiff.co.uk\/cy\/ceiswyr-gwaith\/credyd-cynhwysol-a-budd-daliadau\/\",\"name\":\"Credyd Cynhwysol a Budd-Daliadau - 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